Credit Risk Sr. Specialist

What you’ll do

We are seeking a Credit Risk Executive with the will and ambition to work in high performing team transforming towards ‘’fully actionable analytics mindset and full digital together with techfin strategy’’ for managing credit limit allocation, application vetting and bad debt by taking into consideration customer experience and revenue impact.

• Application Vetting and Credit Modelling

Develop, implement and run vetting systems to evaluate applications by Vodafone customer portfolio

Develop, implement and maintain credit datamarts for modeling and reporting

Develop predictive models based on behavioral, application and external data

Develop optimization models with finance and business teams to balance credit risk and revenue 

Revise and update the models periodically 

Maintain existing systems up & running to ensure their proper and accurate functioning

Perform leakage controls periodically

• Reporting & Analysis

Prepare periodic and ad hoc performance reports for credit scoring, application vetting and alerting systems. 

Perform analysis and propose actions to mitigate bad debt

• Project management

Develop new projects to enhance vetting systems

Prepare and follow-up IT requests

Prepare analysis for business cases

Support IT project managers during project execution

Prepare RFI and RFP documents in SCM process

Perform vendor evaluations in SCM process

Perform UAT (User Acceptance Test)

Who you are

• 3+ years’ work experience
• Experience in Credit Risk Management and Credit Allocation in telecommunications, banking or consultancy (preferred)
• Strong analytical skills & ability to drive conclusions and propose solutions.
• Proficiency with Microsoft Office Applications (Excel, Word, Access, PowerPoint),
• Proficiency in IBM SPSS Modeller, SAS (preferred)
• Experience in creating new SQL queries and analyzing existing SQL queries
• University with strong record of achievement
• MBA / MSC / MA (preferred)
• Written and Spoken English at good level

Not a perfect fit

Worried that you don’t meet all the desired criteria exactly? At Vodafone we are passionate about Inclusion for All and creating a workplace where everyone can thrive, whatever their personal or professional background. If you’re excited about this role but your experience doesn’t align exactly with every part of the job description, we encourage you to apply as you may be the right candidate for this role or another role, and our recruitment team can help you see how your skills fit in.

What’s in it for you

We like to keep them flexible:

• Vflexy: Flexible Benefits Program
• Hybrid working kit
• Ergonomic kit allowance
• Digital meal voucher
• Flexible transportation allowance.
• Employee assistance hotline & counselling
• Comprehensive and flexible private health insurance
• Discounted price deals for wide range of products & services

Plus, plenty more to enjoy!

#LI-Hybrid

Data Privacy

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Who we are

You may have already heard of Vodafone – We’re a leading Telecommunications company in Europe and Africa. But what you might not know is that we are continuously investing in new technologies to improve the lives of millions of customers, businesses and people around the world, creating a better future for everyone.

As part of our global family, whether that’s Vodafone, Vodacom or _VOIS, you’ll feel a sense of pride and purpose as you contribute to our culture of innovation. We pursue equality of opportunity and inclusion for all candidates through our employment policies and practices. We recognise and celebrate the importance of diversity and inclusivity in our workspace and we do not tolerate any form of discrimination especially related to but not limited to race, colour, age, veteran status, gender identification, sexual orientation, pregnancy, ethnicity, disability, religion, political affiliation, trade union membership, nationality, indigenous status, medical condition, HIV status, social origin, cultural background, social, or marital status.

Together we can.

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